New Home Buyers Guide
Building a new home can be an exciting event, but there are certainly a lot of things to consider. First, it would be prudent to establish a budget as to what you can afford to spend on a new home including not only the loan principal and interest amounts, but also the required taxes, insurance, utility bills, and living expenses. It would be very beneficial at this point in time to meet with a Home Mortgage Consultant who can discuss the various loan programs available as well as what type of interest rate you can expect to receive, which will all influence your monthly payment. Once you come up with a comfortable figure, you can consider the size of your new home and all of the special features you would like included.
Selecting a floor plan and home features can definitely seem overwhelming since there are thousands of choices available, but it's important to choose a plan that will meet your families needs; especially if your family may grow over time. Keep in mind that if the cost difference between the home you can afford and the home you will need down the road is between $10,000 to $20,000, this averages out to a payment difference of only $8 - $20 per month depending on your loan type and interest rate, which isn't much. You may decide you can stretch your budget slightly and in the end you will have a home that will suit your needs and last you for years to come.
JDB Homes is currently building communities throughout Jacksonville with homes from 3 - 5 bedrooms and prices ranging from $99,900 to the $190's and no CDD fees! All homes include JDB's beautiful Distinctive Features in addition to the ability to personalize your home with custom options. We invite you to visit a JDB community today where we will be happy to help you learn more about home mortgages, how to select a home that best suits your family and lifestyle, and you will be able to see the "JDB Difference" in our quality construction and customer service first-hand.
(2010) JDB Homes, LLC. reserves the right to change all prices, terms, plans, materials, specifics, options, upgrades, incentives and other concessions without notice at the discretion of JDB Homes, LLC. All square footage is approximate. Base price includes base home and standard lot only. Many lots include substantial lot premiums and/or predetermined options, which are in addition to the base price. Prices are not guaranteed and are subject to change unless agreed upon in a purchase agreement signed by buyer and accepted by an authorized representative of JDB Homes, LLC. JDB Homes is a new homebuilder located in Jacksonville, Florida; building new homes in Northeast Florida. We provide new construction for single family homes Jacksonville, new townhomes Jacksonville, and custom homes Jacksonville, Florida.